Research
My research spans Industrial Organization, Microeconomic Theory, and Decision Science, with a particular focus on decision-making under information frictions, the economics of data, and market mechanisms.
Works in Progress
Who Holds the Keys? Vertical Data Barriers and Optimal Regulation in Usage-Based Insurance Markets
This project examines the stagnation of UBI adoption caused by vertical data barriers. I hypothesize that the interaction between dynamic friction (the Ratchet Effect) and vertical friction (Double Marginalization) distorts optimal contracts. By modeling the relationship between monopolistic insurers and data intermediaries, this research evaluates how data-sharing regulations and strategic fuzziness impact consumer welfare.
A Note on Information Disclosure, Nonlinear Pricing, and Welfare
This research investigates the welfare effects of ex-ante information disclosure within a nonlinear pricing model utilizing a general information structure. I demonstrate that the expected welfare change can be exactly decomposed into a first-order expansion dividend and a second-order variance penalty. The findings highlight the structural asymmetry where informational risk is disproportionately shifted onto the agent.
Assortative Mating and Intra-household Investment
This study explores pre-marriage assortative mating and post-marriage investment behaviors. Utilizing comprehensive administrative tax data from Taiwan, we investigate how individual and parental wealth influence partner selection. Furthermore, we analyze how post-marriage wealth management affects the overall distribution of wealth.
Previous Projects
Individual Behavior in LUPI Game: Evidence from Laboratory and Field Experiments
Contributed to empirical analysis of large-scale field experiments and investigated behavioral learning dynamics in winner-takes-all environments.